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Use your debit card (or credit card) at a foreign ATM to withdrawal foreign currencies (cards must have the Visa or MasterCard logo) Rates are close to interbank market rates (plus 1-5% markup) Typically 1% Visa fee and 0%-3% issuing bank fee These “fees” do not show up on your statement – “built into” exchange rate Your issuing bank may charge...
23 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 754 | Lượt tải: 0
Currency Appreciation = (s1 - s0)/ s0 where s0 = old currency value s1 = new currency value When using this equation you are describing the appreciation or depreciation of the “denominator currency” (If you want to talk about the numerator currency use this equation to calculate appreciation = (s0 - s1)/ s1) or invert exchange rates and use t...
22 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 728 | Lượt tải: 0
- Turn on iclicker, hold power until blinking, press DD to set classroom frequency I. I have used clickers in the classroom True: I have used iclickers False: I have NOT used iclickers II. Previous iclicker experience Favorable view of iclickers in the classroom Negative view of iclickers in the classroom
18 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 906 | Lượt tải: 0
Use your credit card to make purchases Many foreign businesses require a 4-6 digit PIN to use a credit card. Be sure to call you bank 2 weeks before you leave to get the PIN (mailed) and tell them you are leaving the country Like debit cards, rates are better (market rate plus 0-5% fee) Some foreign businesses charge a fee of credit card fee o...
17 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 800 | Lượt tải: 0
Power Distance: the extent to which the less powerful members of institutions and organizations within a country expect and accept that power is distributed unequally Individualism: the degree of interdependence a society maintains among its members Masculinity: indicates that the society will be driven by competition, achievement and success, w...
34 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 626 | Lượt tải: 0
Câu 4 ; Vận đơn là gì ? phân biệt vận đơn hoàn hảo và vận đơn không hoàn hảo ? A.Vân đơn là chứng từ do người chuyên chở cung cấp cho người gửi hàng nhằm xác nhận việc hàng hóa đã được tiếp nhận để vận chuyển. B.Phân biệt : Vận đơn hoàn hảo : (clean B/L) là vận đơn không có thêm diều khoản hay ghi c...
8 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 810 | Lượt tải: 0
Regulation of the International Banking Activities of U.S. Banks The Future of International Banking The Risks of International Banking Public Confidence and Bank Failures The Spread of Deregulation: How Fast Should We Go? Prospects and Issues for the 21st Century
16 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 745 | Lượt tải: 0
A strong and stable currency encourages investment in the home country, stimulating its economic development. The US$ is also a vehicle currency that facilitates trade and investment between many nations. Hence, the United States, as well as foreign governments, have intervened in the foreign exchange market to stabilize currency values and insula...
24 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 856 | Lượt tải: 0
Mortgage lock-ins protect borrowers from an increase in loan rates during the house-buying process, while loan modification agreements aid troubled borrowers in avoiding disclosure. In recent years, as market interest rates fell, many homeowners have chosen to refinance their home mortgages. Some have also opted to take home equity loans.
22 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 714 | Lượt tải: 0
In view of the soaring number of bankruptcy filings and in an effort to lower the cost of consumer credit for most borrowers, proposals have been made to make bankruptcy a more costly process and to encourage the development of more financial education courses for consumers.
27 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 704 | Lượt tải: 0
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