If the money and capital markets are highly efficient, then interest rates will always be very near their equilibrium levels, and the optimal forecast of next period’s interest rate is the current interest rate. Interest rates will change only if entirely new and unexpected information appears, and the direction of change depends on the public’s c...
38 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 969 | Lượt tải: 0
Aging population - there is a greater need for retirement, tax and estate planning Changing basic family unit - the rise in the proportion of single-parent households, parents and children living apart, immigrants, and well-educated working women will increase the demand for new forms of housing, daycare facilities, flexible work schedules, and le...
29 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 1029 | Lượt tải: 0
Adverse Selection. A bank that sets one price for all its checking account customers runs the risk of being adversely selected against by its high-balance, low-activity (and hence most profitable) customers. Solution: Enabling customer signaling via a price schedule for different account plans.
34 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 913 | Lượt tải: 0
Primary Securities (direct claims against ultimate borrowers in the form of loan contracts, stocks, bonds, notes, etc.) Secondary Securities (indirect claims against ultimate borrowers issued by financial intermediaries in the form of deposits, insurance policies, retirement savings accounts, etc.)
42 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 826 | Lượt tải: 0
Part Four gives a closer look at commercial banks, credit unions, savings and loan associations, money market funds, insurance companies, pension funds, mutual funds, and other financial-service firms. Part Five turns to the role of governments – federal, state, and local – within the global financial system.
33 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 1007 | Lượt tải: 0
The offer could range from $9 to $16.39 per share. At $9 all the merger benefits would go to the acquirer’s shareholders. At $16.39, all value added would go to the target’s shareholders. Acquiring and target firms must decide how much wealth they are willing to forego.
18 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 872 | Lượt tải: 0
20-year, 10% annual coupon, callable convertible bond will sell at its $1,000 par value; straight debt issue would require a 12% coupon. Call the bonds when conversion value > $1,200. P0 = $10; D0 = $0.74; g = 8%. Conversion ratio = CR = 80 shares.
36 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 881 | Lượt tải: 0
Suppose one yen buys $0.0095 in the 30-day forward exchange market and kNOM for a 30-day risk-free security in Japan and in the U.S. is 4%. ft = 0.0095 kh = 4% / 12 = 0.333% kf = 4% / 12 = 0.333%
29 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 850 | Lượt tải: 0
Speculative risks – offer the chance of a gain as well as a loss. Pure risks – offer only the prospect of a loss. Demand risks – risks associated with the demand for a firm’s products or services. Input risks – risks associated with a firm’s input costs. Financial risks – result from financial transactions.
26 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 868 | Lượt tải: 0
LTCM’s bailout A consortium of Wall Street banks, facilitated by the New York Fed, arranged a bailout If LTCM had failed, it would have had catastrophic consequences on markets across the globe John Maynard Keynes: “Markets can remain irrational longer than you can remain solvent”
49 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 784 | Lượt tải: 0
Copyright © 2026 Tai-Lieu.com - Hướng dẫn học sinh giải bài tập trong SGK, Thư viện sáng kiến kinh nghiệm hay, Thư viện đề thi