Tài liệu Khối Ngành Kinh Tế

Chức năng: Thực hiện các quy định quản lý ngành CK, điều hành và giám sát có hiệu quả hoạt động của TTCK Kiểm soát mọi vấn đề trong hoạt động thị trường. Quản lý trực tiếp các tổ chức tự quản. Thanh tra đối với cá nhân hay tổ chức để bảo vệ lợi ích chung của công chúng.

34 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 629 | Lượt tải: 0

A provision for loss sustained during prior insurance covers a loss that occurred during the term of the prior policy but was discovered only after the discovery period under the prior policy had expired This provision enables a business to change insurers without penalty There must not be a break in coverage Coverage under the employee theft ag...

18 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 993 | Lượt tải: 0

Under Part One, the insurer agrees to pay all workers compensation benefits and other benefits that the employer must legally provide to covered employees who have a job-related injury or an occupational disease There are no policy limits. The insurer pays all benefits required by state law The employer must reimburse the insurer for any payments...

31 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 708 | Lượt tải: 0

A particular average is a loss that falls entirely on a particular interest Under the free-of-particular average (FPA) clause, partial losses are not covered unless the loss is caused by certain perils, such as stranding or sinking The insurer pays the full amount of a loss only if it exceeds a certain percentage specified in the FPA A general ...

25 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 653 | Lượt tải: 0

The personal umbrella policy provides protection against a catastrophic lawsuit or judgment Excess liability insurance is provided in amounts from $1–$10 million Certain minimum amounts of liability insurance must be carried on the underlying contracts Coverage is broad and includes protection against certain losses not covered by the underlyin...

20 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 626 | Lượt tải: 0

Auto insurance rates have increased in recent years due to: Rising medical and higher motor vehicle repair costs Soaring jury awards in liability cases Insurance fraud and abuse Insurers use a variety of factors to establish auto insurance premiums, including: Territory Age, gender, and marital status Use of the auto Driver education Numb...

28 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 679 | Lượt tải: 0

After an accident, the insured is required to perform certain duties, such as: Promptly notify the insurance company or agent Cooperate with the insurer in the investigation and settlement of a claim Send the insurer copies of any legal notices received in connection with an accident Take a physical exam, if required The police must be notifi...

25 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 715 | Lượt tải: 0

Major rating and underwriting factors include: Type of construction Location of home Fire-protection class depends on the quality of the public fire department, accessibility to the fire department, water supply, and fire hydrants Construction costs Type of policy Deductible amount Insurance score A credit-based score that is highly pred...

18 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 927 | Lượt tải: 0

The policy excludes: Concurrent causation losses If a single loss is caused by two or more perils that occur concurrently or in any sequence, and one peril is covered under the policy and the other peril is excluded, the entire loss is excluded Any loss due to an ordinance or law, except as described in the Additional Coverages Property damage ...

23 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 612 | Lượt tải: 0

Several factors help explain the substantial increase in tort costs over time, including: Juries and judges desensitized to the value of the dollar when damages are awarded Aggressive and creative litigation strategies Rising medical costs Abuses in class action lawsuits Deep pocket syndrome

30 trang | Chia sẻ: huyhoang44 | Ngày: 24/03/2020 | Lượt xem: 763 | Lượt tải: 0