• Tài chính doanh nghiệp - The residential mortgage marketTài chính doanh nghiệp - The residential mortgage market

    Mortgage lock-ins protect borrowers from an increase in loan rates during the house-buying process, while loan modification agreements aid troubled borrowers in avoiding disclosure. In recent years, as market interest rates fell, many homeowners have chosen to refinance their home mortgages. Some have also opted to take home equity loans.

    ppt22 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 451 | Lượt tải: 0

  • Tài chính doanh nghiệp - Consumer lending and borrowingTài chính doanh nghiệp - Consumer lending and borrowing

    In view of the soaring number of bankruptcy filings and in an effort to lower the cost of consumer credit for most borrowers, proposals have been made to make bankruptcy a more costly process and to encourage the development of more financial education courses for consumers.

    ppt27 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 420 | Lượt tải: 0

  • Tài chính doanh nghiệp - Corporate stockTài chính doanh nghiệp - Corporate stock

    One popular modern theory regarding the valuation of stocks is the random walk theory. According to the theory, successive changes in the price of a stock are random fluctuations around that stock’s intrinsic value, and these changes are independent of the sequence of price changes that occurred in the past. But of course, many analysts still sub...

    ppt28 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 459 | Lượt tải: 0

  • Tài chính doanh nghiệp - Business borrowingTài chính doanh nghiệp - Business borrowing

    The growth in corporate borrowing is due to: inflation the increased use of financial leverage to boost returns to corporate stockholders the development of international capital markets recent relatively-low interest rates the rash of corporate takeovers (leveraged buyouts) and mergers

    ppt25 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 405 | Lượt tải: 0

  • Tài chính doanh nghiệp - State and local governments in the financial marketsTài chính doanh nghiệp - State and local governments in the financial markets

    Many observers question the social benefit of the tax-exemption privilege. Although state and local governments can borrow more cheaply, the federal government must tax more heavily to make up for the lost revenue. Many important investor groups (such as pension funds) have little need for tax shelters.

    ppt20 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 654 | Lượt tải: 0

  • Tài chính doanh nghiệp - The treasury in the financial marketsTài chính doanh nghiệp - The treasury in the financial markets

    New Treasury bills, notes, and bonds can be bought directly from the Treasury Department or from the Treasury’s agents – the Federal Reserve banks. Many investors also place orders for new Treasury issues through a security broker or dealer, bank, or nonbank financial institution.

    ppt24 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 501 | Lượt tải: 0

  • Tài chính doanh nghiệp - The regulation of the financial institutions’ sectorTài chính doanh nghiệp - The regulation of the financial institutions’ sector

    Regulation seeks to promote the safety and stability of financial institutions in order to preserve the confidence of the public and avoid institutional failures. However, regulation can become a costly burden that significantly increases the operating costs of financial institutions and limits the cleansing effects of failure and competition.

    ppt31 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 521 | Lượt tải: 0

  • Tài chính doanh nghiệp - Chapter 18: Internatinal aspects pf financial planningTài chính doanh nghiệp - Chapter 18: Internatinal aspects pf financial planning

    Given: Canadian$ spot rate (S0) = 1.2488 C$/USD Expected U.S. inflation (hUS) = 3% per year Expected Canadian inflation (hFC) = 2% Will the USD appreciate or depreciate relative to the Canadian dollar? What is the expected exchange rate in one year?

    ppt43 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 504 | Lượt tải: 0

  • Tài chính doanh nghiệp - Mutual funds, pension funds, insurance companies, finance companies, and other financial institutionsTài chính doanh nghiệp - Mutual funds, pension funds, insurance companies, finance companies, and other financial institutions

    The majority of the close to 1,700 U.S. life insurance companies are stockholder-owned corporations. The rest are mutuals that issue ownership shares to their policyholders. The population reached a high of almost 2,350 in 1988 and has been falling ever since. Most notably, the largest life insurers today are converging with other financial insti...

    ppt43 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 560 | Lượt tải: 0

  • Tài chính doanh nghiệp - Chapter 17: Working capital managementTài chính doanh nghiệp - Chapter 17: Working capital management

    EOQ = Economic Order Quantity EOQ minimizes total inventory cost Q = inventory quantity in each order Q/2 = Average inventory T = firm’s total unit sales per year T/Q = number of orders per year CC = Inventory carrying cost per unit F = Fixed cost per order

    ppt44 trang | Chia sẻ: huyhoang44 | Ngày: 27/03/2020 | Lượt xem: 680 | Lượt tải: 0